First Meridian Credit Services (FMCS) is one of the most honored, reliable and prompt credit reporting firms specializing in Residential Mortgage Credit Reports (RMCR), Pre-qualifying credit reports, Merged in files, Non-traditional credit reports, Re-scoring and Business reports.

FMCS provides you with the easiest to read credit reports. Our newest technology over the internet allows you to pre-qualify credit reports 24/7 and gives you access to all automated underwriting services such as Desktop Underwriting (DU)/Desktop Originator (DO) for FNMA/FHLMC.